Opinion pieces, Paul's thesis, formal submissions and books — on financial advice, regulation and retirement planning.
A plea for financial planners to be trusted with judgment again, not just compliance checklists.
Read essay →A hard look at who really benefits when super funds are told to help retirees spend down their savings.
Read essay →Why the fact-find is the most under-taught, most important skill in financial advice.
Read essay →What behavioural economics gets wrong when it calls ordinary heuristics “irrational”.
Read essay →A pointed response to the Quality of Advice Review — and the one condition on which I’d accept it.
Read essay →A doctoral thesis on how Australian investors choose between superannuation, shares and property — and why past performance drives decisions more than risk.
Read summary →A submission to the Parliamentary Joint Committee on Corporations and Financial Services, arguing for a real distinction between financial planners and financial advisers.
Read summary →